A New Direction Credit Union was chartered Presbyterian Hospital Credit Union in February 1969. The credit union serves primarily the employees and physicians of Texas Health Resources Hospitals and Affiliates. The credit union provides a wide array of services to meet the financial needs of its members. ANDCU offers the utmost in security to our members. Accounts are insured up to $250,000 through the National Credit Union Administration (NCUA), a U. S. government agency.