Every account holder at CalAgCU is an owner in a credit union that has been serving the agricultural and dairy industries for more than 75 years. CalAgCU is a financial cooperative owned and operated entirely by its membership. We hold true to the international credit union philosophy of “people helping people.” This is more than just a slogan; it is the operating principle that utilizes member savings as a source of loans to other qualified members and the interest income gained is then returned to the members in the form of competitive rates and dividends. As a not-for-profit, member-owned financial institution, CalAgCU has always upheld fiscally conservative policies and efficient operating standards. We like to invest in our members by offering good, ethical loans to good, ethical people. We understand that the trust of our membership is our greatest asset, and we work hard to earn it. You may place your confidence in CalAgCU.