We are a non-profit, member-owned, financial institution that has been serving employees of CMU, affiliated groups, and their families for over 75 years. As an alternative to “for-profit“ financial institutions, our goal is to deliver quality personalized service to our members - not to maximize the profit gained from customers in order to satisfy stockholders. Because we are non-profit and member-owned, money made in excess of expenses is returned to our membership through competitive loan rates, savings dividends, and the addition of new products and services when feasible.