Central Coast Federal Credit union has been serving the financial needs of the people of this community since 1949, back when there were still canneries operating. It has always been locally owned and operated and still is today. You will never have to call across the country to do your banking. We all live here just like you. Central Coast Federal Credit Union is a not-for-profit financial institution. What does that mean to you? Any profits are returned to you in the form of higher dividend rates on savings accounts, and lower rates on loans. Your money stays right where it belongs. Here in the community.