COPOCO Community Credit Union was chartered on July 15, 1951 as The Bay City Division COnsumers POwer COmpany Federal Credit Union by five employees of the Northeast Division of Consumers Power Company. January 1, 2010 COPOCO CCU opened a branch at 3262 Cabaret Trail S., Saginaw MI through the credit union merger of Mid Michigan Family Credit Union. Our community charter now includes all of Saginaw County.