Our History Destinations Credit Union has been in business since September 9, 1935. Originally chartered as Baltimore Transit Employees Credit Union, it served only employees of the Baltimore Transit Company (now MTA). Since 1935, Destinations Credit Union has operated as a not-for-profit, member-owned and operated financial institution. Destinations Credit Union exists to promote thrift and a source of low-cost credit for individual members. In essence, our only reason for being is to help our members do better financially.