Loudoun Credit Union was chartered in September 1977 (Charter #66954) pursuant to the provisions of the Virginia Credit Union Act. The credit union is a corporation chartered under the laws of the state of Virginia and regulated by the State Corporation Commission and the National Credit Union Administration. On May 18, 1994 the State Corporation Commission approved the merger of Loudoun HealthCare Federal Credit Union into Loudoun Credit Union with Loudoun Credit Union as the surviving credit union.